Eliminate Credit Card Debt with Structured Settlement

With the beginning of a new year, many people are looking back over 2013 and making resolutions for 2014. New Year’s Resolutions often relate to finances and how to eliminate credit card debt. Credit cards are appealing because they offer the convenience of making immediate purchases without paying cash up front. But, some people charge their purchases without a way of paying off the credit card account balance every month.…

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Life Contingent Structured Settlement Payments – Can I Sell Them?

Are My Payments Guaranteed to be Paid? Structured Settlement Payments are often set up as Guaranteed Structured Settlement Payments, which means that you or your beneficiary are guaranteed to receive the payments; even in the event of your passing, your beneficiary is guaranteed to receive the remainder of the annuity payments.  We recently had a customer who was the beneficiary of her mother’s structured settlement policy.  Her mother was involved…

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Does a Judge have to approve structured settlement transactions?

The simple answer is yes, a judge must approve structured settlement transactions. Based upon the structured settlement protection act that went into place around 2002, a judge must oversee the transaction when you choose to sell your payments. This Statute was designed to protect you with a series of safeguards including disclosures, waiting periods and finally judge approval. Why can’t I get cash from my structured settlement as easy as…

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Selling Structured Settlement Payments in Georgia

What do you need to know before you consider selling structured settlement payments in the Georgia? Good question, first and foremost. There are several pitfalls and other considerations you need to be aware of before you pull the trigger and sign any paperwork considering this is a major financial transaction. You need to ensure yourself that you have a great experience with a company that knows and works closely with…

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Annuity Beneficiary

So you have experience a passing in the family. It is necessary and appropriate to grieve for your loss. After all the person made an impact on your life in some manner. After the initial shock and the initial grieving period is over, the reality of life will be thrust back into your world. There are many, items on your list, that have to be taken care of such as dealing with the estate of your departed. One of those items may be what to do with the annuity your loved one had coming to them, before they passed away. What do you do if you were named the annuity beneficiary? What Do I Do Now if I am the Annuity Beneficiary? After sifting through the documents, you run across…

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Structured Settlement Calculator

Thank you for visiting today to find more information on using a structured settlement calculator. As we all know knowledge is power when it comes to getting the best deal on your structured settlement payments. Whether you have lump sum payments, monthly payments or annual payments that are due to you in the future, it is a good idea to get a calculation of what your payments are worth today. So how does a structured settlement calculator work? How Does a Structured Settlement Calculator Work? The calculator is simple and complex all wrapped into one program. The characteristics of the calculator that you need to know, to get a quote, is that the calculator will determine the amount of each individual payment separately. This is called the present value of…

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Sell My Annuity – Why Sell it Now?

In this economy so many people have been hit with financial stress from loss of job to lack of hours at their job to mounting debt. Options for getting cash are not like they were even 5 years ago. The ability to get personal loans is almost non-existent and there is only so much that we can put on credit cards. So, what do I do if I need to get money today? Below we will look at your options and discuss how to determine which way to go now to get cash in this market including whether you should explore the choice to sell my annuity. Should I Just Use Credit Cards instead of Choosing to Sell My Annuity? Unfortunately, this is the default for most people when they…

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Structured Settlement Funding

How do I get funding from my structured settlement? What are the steps to get my money from my Settlement annuity? How long does it take to get structured settlement funding now, instead of waiting for the payments? Have you asked yourself these questions and not been able to get the answers you needed? We will walk through each of your questions and answer each in detail so that you have the information to move forward to getting your funding. How do I get funding from my Structured Settlement? First, getting money the money seems like a difficult process. This annuity was setup by a long difficult legal process, in many cases, so it only seems reasonable that getting the money back from the settlement would also be difficult. As…

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What is My Annuity Worth?

Determining the value of an annuity can be tough as most people don’t think about this question until they need to raise cash and decide to look into selling the annuity. What an annuity is worth depends on many factors, much like getting a loan on a car, credit, payment schedule and duration all go into determining how much you can receive for the future payments. We will dive into these three aspects so that you can answer the question,  what  is my annuity worth before you pick up the phone to call. What is My Annuity Worth – Is it Affected by my Credit? The good news is that the value of your annuity is not based upon your personal credit. Matter of fact, what we look at is…

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Sell Payments and Receive Cash

Can I sell payments? That is a very good question that has many answers. The answer to this questions depends on a few factors and conditions. We will look into the different types of payments and help guide you through whether you can sell payments and receive cash now instead of waiting. We will divide the payment types into 3 different categories and deal with each separately. The different groups of payments includes payments from a lawsuit settlement in which an insurance company was involved, payments from a judgement and finally payments coming from the government. Can I sell Payments From My Lawsuit Settlement? To answer whether you can sell payments from a lawsuit will require looking at what type of payments you currently have coming to you. Certain lawsuit payments…

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